Planning for college and need to explore your options? Lesa can help you investigate options, including the choices available to you such as 529 plans, savings options and tax-deferred plans.
Life can be complicated enough without also needing to make medical and financial decisions without your direct input. Lesa can direct you in how to create an estate planning "check-list" making it easier for you and your family to move forward with your wishes.
Need a practical guide on how to prepare for retirement? Lesa offers retirement planning and benefits to help you best prepare for your golden years.
Need help reviewing your portfolio? Lesa can help with the art of exploring the investments tools, like shares, mutual funds, bonds and fixed deposits available to you.
Lesa can assist in evaluating your financial profile, with the aim of minimizing the amount of taxes paid on personal income or business profit.
It's important to know your cash flow. A simple calculation of Total Income - Total Expenses = Net Cash Flow will help you determine how much left over cash you have after all your fixed income and variable expenses have been accounted for. Need assistance with a monthly budget? Reach out to Lesa, she is here to help.
Managing your risks constitutes a major element of your financial plan. Broadly speaking, managing insurable risks, such as your life or home, and managing your investment risks, i.e. the variability of returns on your investments is important. Lesa can help you review your risks and options.
Debt is a way of life for most Americans. Fortunately there are several methods to reduce debt, maybe even eliminate it. Lesa is here to help you explore your options.
At it's most basic level, donating to a charity or non-profit organization is one-way of giving back. Are you interested in making a monthly or yearly donation to your favorite charity? Ask Lesa for advice on how to make this happen.